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Fixed Rate Deposit Contract

Our Fixed Rate Deposit Contracts (FRDC) are available in sterling, euro and US dollar enabling you to benefit from competitive rates. Combined with our high levels of customer service you will have peace of mind knowing your funds are in safe hands.

All Fixed Rate Deposit Contracts are available to new and existing customers until fully subscribed. The rates quoted for all Fixed Rate Deposit Contracts are fixed for the applicable period of the deposit. No withdrawals from or closure of the account is permitted prior to the maturity date. Fixed Rate Deposit Contract brochure and Terms and Conditions are available for download via the information links to the right.

12 month FRDC - Issue 12                                                                             Rates for a 12 month term

Sterling

US dollar**

Euro**                                             		3.50% Gross / 3.50% AER*

2.50% Gross / 2.53% AER*
 
3.50% Gross / 3.55% AER*

6 month FRDC - Issue 10                                                                                Rates for a 6 month term                      

Sterling

US dollar**

Euro**                                               		3.00% Gross / 3.02% AER*

2.25% Gross / 2.29% AER*
 
3.00% Gross / 3.06% AER*

3 month FRDC - Issue 4                                                                                Rates for a 3 month term

Sterling

US dollar**                                      

Euro**                                     		2.75% Gross / 2.78% AER*

2.00% Gross / 2.05% AER*
 
2.75% Gross / 2.82% AER*

AER* = Annual Equivalent Rate and illustrates what the rate of interest would be if it were paid and compounded once each year.

** Gross contractual rates in currencies other than sterling are on a 360 day basis.

Further information

  • Fixed Rate Deposit Contract Brochure

    Download the brochure

    Click to download

  • Fixed Rate Deposit Contract Terms and Conditions

    Download the Terms and Conditions

    Click to download


Website Terms and Conditions | Privacy Statement | Legal & Regulatory | Banking Terms and Conditions | Fees & Charges | Data Protection | Anti Money Laundering | Accessibility

Please click on the Legal & Regulatory link above to read important information about AIB Isle of Man and the compensation and dispute resolution schemes that apply to our customers. For your protection and to help us improve the quality of our service, telephone calls may be recorded and monitored.

AIB Isle of Man is a registered business name of AIB Bank (CI) Limited, which operates through a Branch in the Isle of Man at 10 Finch Road, Douglas, Isle of Man, IM1 2PT, and is licensed by the Isle of Man Financial Supervision Commission.  Registered Office: 25 Esplanade, St Helier, Jersey JE1 2AB.